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About the practice

An independent consultancy that has traded continuously since 2016, led throughout by its founder.

Pravin Agarwal, Founder and Principal Consultant

Pravin Agarwal

Founder and Principal Consultant

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Principal

Pravin Agarwal

Pravin Agarwal is a chartered accountant and finance change specialist with over two decades in insurance finance, investment operations and regulatory reporting. He has led target operating model design, platform selection and regulatory programmes for UK and European life insurers, asset managers and global custodians, and has run his own consultancy practice since 2016.

He qualified with EY, spending almost ten years in audit and assurance across life insurance, asset management and investment trusts in Kolkata and Edinburgh, and was selected for the firm's Accelerated Leadership Programme. He moved into industry as Head of Financial Reporting Development and later Head of Investments Accounting and Reporting at a major UK life and pensions group, then Head of Investment Accounting and Tax at a UK banking group, leading teams of up to 25.

Since 2016 he has worked through his own limited company on a succession of contract engagements: investment operations target operating models, IFRS 17 methodology, Solvency II asset data and reporting, and fair valuation frameworks for private credit and illiquid assets held on insurance balance sheets. He works as design authority and delivery lead - defining the target state, taking it through governance, and staying accountable through build, UAT and go-live rather than handing over at design stage.

Qualifications and accreditations

  • Chartered Accountant - The Institute of Chartered Accountants of India (ICAI)
  • Almost ten years in audit and assurance with EY, to Senior Manager
  • Selected for the EY Accelerated Leadership Programme
  • Practising in insurance and investment finance since 2001

Career history

A career in insurance and investment finance.

Independent practice, 2016 to date

Athora
Solution Architect and Implementation Lead, Investment Operations
Athora
Finance Change SME - investment operations, group reporting and FP&A
M&G plc
Delivery Lead, IFRS 17 Methodology
Aviva
IFRS 17 Technical and Methodology Lead
State Street
Product Owner and Solution Architect, investment accounting data platform
Phoenix Group
Finance System and Process Integration Lead

Each of these was a discrete contract engagement undertaken through the practice's own limited company, and more than one has run concurrently.

Prior in-house and practice roles

Lloyds Banking Group
Head of Investment Accounting and Tax
Phoenix Group
Head of Investments Accounting and Reporting
Phoenix Group
Head of Financial Reporting Development
EY
Assistant Manager to Senior Manager, Audit and Assurance - Edinburgh
EY
Audit trainee to Assistant Manager, Assurance - Kolkata

Corporate history

One practice, successive corporate vehicles.

The practice began trading in 2016 and has operated continuously since. The legal entity through which it contracts has changed over that period; the practice, its principal and its client base have not. All records below are publicly filed at Companies House.

Closed - founding entity

Agarwal & Associates Limited

Company no. 09922377

Incorporated18 December 2015
Closed23 December 2025
Nature of business70229 - Management consultancy activities other than financial management
Registered office123 Eastcote Road, Pinner, HA5 1ET, United Kingdom
Webagarwalco.com
Companies House record
Active - current contracting entity

Finance Change Advisory Limited

Company no. 11591137

Incorporated27 September 2018
Nature of business62020 - Information technology consultancy activities
69201 - Accounting and auditing activities
Registered office123 Eastcote Road, Pinner, HA5 1ET, United Kingdom
Webfinancechangeadvisory.com
Companies House record
In formation

FinBrick Consulting Limited

Company no. TO ADD: company number once incorporated

IncorporatedTO ADD: incorporation date
Nature of business70229 - Management consultancy activities other than financial management
Registered officeTO ADD: registered office
Webfinbrickconsulting.com

Domains

Where to find the practice.

The practice maintains its web presence across the domains associated with each of its trading identities. All resolve to this site.

agarwalco.comFounding practice identity, 2016–2025
financechangeadvisory.comCurrent contracting entity
finbrickconsulting.comPractice brand going forward